USER AGREEMENT

YOUR USE OF THE SITE CONSTITUTES ACCEPTANCE OF THIS AGREEMENT

Your (“User”) use of this site constitutes your agreement to these terms and conditions. If you do not agree to this Agreement, you may not use this site and such use is unauthorized. It is your sole responsibility to check this Agreement periodically for changes as the owner of this site, nationalgoldmarket.com, (“Company”) reserves the right to amend this Agreement at any time and in any way and your continued use of this site following the posting of any changes to the Agreement constitutes acceptance of such changes. The Company reserves the right to terminate a User’s use of this site at any time without notice and may do so for any breach of this Agreement or the instructions on this site by User. This Agreement applies to licensors and advertisers as well.

Company offers an internet platform whereby legal owners of jewelry and precious metals (“jewelry”) may submit their jewelry for a price quote for purchase by Company. If User accepts the price quote, Company shall render prompt payment to User in the form of a check in exchange for the jewelry. Company shall then utilize jewelry in the manner described on the site. Users may simply view the site or Users may submit their jewelry to Company for a purchase quote and sale.

AGE ELIGIBILITY FOR USE OF THIS SITE

You must be at least 21 years of age to use the site and to enter into this Agreement. If you are not yet 21 or are accessing this site from any country where material on this site is prohibited or illegal, you must immediately cease use of the site and immediately leave the site as you do not have permission to access and use the site.

YOU AGREE TO RECEIVE ELECTRONIC RECORDS

Your use of the site constitutes your express consent to receive information from Company in an electronic format. You will need a computer with browser and Internet access to receive such electronic records. Electronic records may include, but are not limited to, terms and conditions, agreements, privacy policies, and other items.

LICENSE TO USE THIS SITE

Upon the effective date of this Agreement, the Company hereby grants you, the user, a non-exclusive, non-transferable limited license to use this site in strict accordance with the terms and conditions in this Agreement and as permitted via instructions on this site. You agree not to make any false or fraudulent statements in your use of or to gain access to this site. You acknowledge and agree that all content and services available on this site are property of the creator of such content and are protected by copyrights, moral rights, trademarks, service marks, patents, trade secrets, and other proprietary rights and laws, in the U.S. and internationally. All rights not expressly granted herein are fully reserved by the Company, its advertisers and licensors.

In order to use this site, you represent and warrant expressly that: (1) you are the legal owner of any jewelry you submit to Company; (2) you are not an agent or representative of any third party; (3) you are 21 years or older; (4) you are solely responsible for providing truthful and accurate contact information for the receipt, delivery and processing of any transaction pursuant to this Agreement; (5) you are not violating any applicable law or regulation including any tax laws; (6) you are solely responsible for paying any taxes due from any sales proceeds you realize from selling jewelry to Company.

PERSONAL INFORMATION AND RECORD KEEPING FOR EACH TRANSACTION

In order to comply with existing state laws and stay ahead of new potential by gold purchase by mail regulations, we require that you provide certain personally identifiable information. By shipping your jewelry to Company, you agree to all terms and conditions set forth herein. You affirm, under penalty of perjury, that you are the lawful owner of the jewelry that is the subject of any transaction between you and the Company.

You must provide us with a copy of your government issued I.D. along with a sworn statement that you are the legal owner of the jewelry. We Provide the form for you which you may access here http://www.Nationalgoldmarket.com/forms/NGM-Ownership-inventory-declaration.pdf. You must supply this information in order for us to process your jewelry, quote and check. Should you fail to provide this required information or request a return of your jewelry within 30 days of our notice to you of a failure to provide such information, such jewelry will be determined abandoned and relinquished to the California Controller’s unclaimed property fund.

You expressly waive and agree to hold Company harmless from any claims arising from Law Enforcement Investigations pertaining to your jewelry.

SHIPPING

Users must ship jewelry in accordance with instructions provided on the site. In the event that jewelry shipped to Company in accordance with this Agreement is lost, Company bears no liability for such loss. Company provides a level of insurance through FEDEX. Jewelry shipped to company should also be properly insured by User. User bears the risk of inadequate insurance. Company reserves the right to refuse delivery of any parcel, mail or jewelry that appears to be damaged, opened or tampered. In the event that mail, parcel or jewelry is refused, it shall be returned to User directly by the appropriate carrier. User bears all risk and responsibility for shipping jewelry to Company. User assumes all risk and responsibility for shipping methods not provided by Company.

COMPANY PURCHASE OFFERS

After receiving your jewelry, Company shall provide User with a price quote for purchase. This price quote is provided exclusively on Company website and you must login to access and accept the price quote. Company will provide no more than four price quotes for purchase for any jewelry submitted by User. Upon your acceptance of the price quote, you are legally bound to the sale of your jewelry at the quoted price. Company will then issue payment for the quoted price. User will then receive payment, usually within 5 to 7 business days of quote acceptance. Once User deposits the check, jewelry cannot be returned and any cancellation requests shall be void. Checks may only be cashed by the User, no checks provided by Company may be cashed or deposited by third parties.

CANCELLATION POLICY

Company will hold your jewelry for a period of 12 days after your acceptance of the price quote for purchase. User may cancel the transaction during this 12 day period. All cancellations must be received in writing by email (insert email address) or regular mail (insert postal address) within 12 days of User’s acceptance of Company’s price quote. This 12 day period may not be altered for any reason. Jewelry shall be returned in accord with the Return of Jewelry Policy herein. In the event user cancels the transaction and a check has been issued, User must return the check issued by Company within 14 days of the User’s cancellation notification. This 14 day period may not be altered for any reason. If Company does not receive the check from User within 14 days of cancellation, Company will process the jewelry and it will not be returned to User. If Company receives the check from User within 14 days of cancellation, Company will return jewelry in accord with the Return of Jewelry Policy herein. Take note, once User deposits the check, jewelry cannot be returned and any cancellation requests shall be void.

RETURN OF JEWELRY POLICY

In the event the User cancels the transaction and requests a return of jewelry, Company shall choose the return carrier, insurance sum and receipt verification method. Company will insure the jewelry to be shipped at the quoted offer for said jewelry regardless of what the jewelry was first insured for when shipped to Company by User. Should the jewelry be lost in delivery, User agrees to allow for the carrier’s insurance and investigation services to conclude. Should Company receive any insurance funds pursuant to a lost return of jewelry claim, Company shall mail to User any such insurance funds within 2 business days of Company’s receipt of such funds. Take note, once User deposits the check, jewelry cannot be returned and any cancellation requests shall be void.

REPORT OF LOST JEWELRY

In the event User wishes to report jewelry lost in transit to Company or transit from Company to User, User must immediately contact Company at webmaster@nationalgoldmarket.com or 213-623-3032 and immediately request a claim form. User must complete the claim form and attach a copy of User’s valid government issued I.D. and mail it to Company at: National Gold Market 404 W 7th ST. Suite #514 Los Angeles, CA 90014 within 60 days from the date User received notice that jewelry was lost. User must include all supporting documents with User’s claim form including any documents from the carrier or insurance provider. Failure to complete a claim form and provide supporting information proving that User mailed jewelry to Company within the 60 day period shall render User claim void. Once User has made one claim for lost jewelry shipped to Company, User must purchase User’s own insurance as Company will no longer provide a level of FEDEX insurance. Only one claim is permitted per User or Household. Multiple claims by the same User or Household shall be denied and are void.

LICENSE RESTRICTIONS

Use

You agree not to make any false or fraudulent statements in your use of or to gain access to this site or during your use of this site. Except as may be explicitly permitted through this site, you agree not to save, download, cut and paste, sell, license, rent, lease, modify, distribute, copy, reproduce, transmit, publicly display, publicly perform, publish, adapt, edit, or create derivative works from materials, code or content on or from this site or that is property of Company or any advertiser offering materials through our programs. Systematic retrieval of data or other content from this site or the site of any party offering materials through this site to create or compile, directly or indirectly, a collection, compilation, database or directory without written permission from the Company is prohibited. In addition, use of the content or materials for any purpose not expressly permitted in this Agreement is prohibited. This Agreement shall remain in effect even after your use of the site or business dealing with Company has ceased.

Password and Login Responsibility

You are responsible for keeping your password and login information private. If someone other than yourself has gained access to your password and login information, you must immediately inform us. We are not responsible for unauthorized access to your account by third parties. You agree that you shall not try to reverse engineer, reverse assemble, reverse compile, decompile, disassemble, translate or otherwise alter, defraud or create false results from any executable code, contents or materials on or received via this site or any advertiser's site. You understand that such actions are likely to subject you to serious civil and criminal legal penalties and that the Company shall pursue such penalties to the full extent of the law to protect its rights and the rights of its other licensors.

No International Use Where Prohibited

Accessing this site in locations where its contents are illegal is prohibited. None of the information on this site may be downloaded, exported or re-exported into Libya, Iraq, North Korea, Cuba, the National Union for the Total Independence of Angola (UNITA), Iran, Syria, Sudan, Burma (Myanmar), Serbia, the Taliban, Sierra Leone, Liberia, designated Terrorists and international Narcotics Traffickers, Foreign Terrorist Organizations, and/or designated foreign persons who have engaged in activities related to the proliferation of weapons of mass destruction or any other country with restrictions imposed by the U.S. Government. By using this site, you agree that you are not a citizen of or a resident in any of these countries. You agree that you shall comply with all applicable export and import control laws and regulations in your use of this site, or materials or services received through this site, and, in particular, you shall not export or re-export anything on or received through this site in violation of local or foreign export laws and/or without all required U.S. and foreign government licenses.

Export

You agree that you shall comply with all applicable export and import control laws and regulations in your use of this site, or materials or services received through this site, and, in particular, you shall not export or re-export anything on or received through this site in violation of local or foreign export laws and/or without all required U.S. and foreign government licenses.

Government Use

If you are a branch or agency of the U.S. Government, the following provision applies. Any software which is downloaded from or made available via the site for or on behalf of the United States of America, its agencies and/or instrumentalities is provided with Restricted Rights. Use, duplication, or disclosure by the U.S. Government is subject to restrictions as set forth in subparagraph (c)(1)(ii) of the Rights in Technical Data and Computer Software clause at DFARS 252.227-7013 or subparagraphs (c)(1) and (2) of the Commercial Computer Software - Restricted Rights at 48 CFR 52.227-19, as applicable. Unpublished rights reserved under the copyright laws of the United States.

USER'S LICENSE GRANT TO SITE

Company does not claim any ownership rights in the text, files, images, photos, video, sounds, musical works, works of authorship, or any other materials (collectively, "Content") that you submit and/or post on the site. After submitting your Content, you continue to retain all ownership rights in such Content, and you continue to have the right to use your Content in any way you choose. By submitting any Content to the site, you hereby grant to Company a limited license to use, modify, publicly perform, publicly display, reproduce, and distribute such Content solely on and through the Company. The license you grant to Company is non-exclusive (meaning you are free to license your Content to anyone else in addition to Company), fully-paid and royalty-free (meaning that Company is not required to pay you for the use on the Company’s services of the Content that you submit), sublicensable (so that Company is able to use its affiliates and subcontractors such as Internet content delivery networks to provide the Company services), and worldwide (because the Internet and the Company services are global in reach). The license is irrevocable with relation to use on Company services. The license does not grant Company the right to sell your Content, nor does the license grant Company the right to distribute your Content outside of the Company services.

You represent and warrant that: (i) you own the Content submitted by you on or through the Company services or otherwise have the right to grant the license set forth in this section, and (ii) the posting of your Content on or through the Company services does not violate the privacy rights, publicity rights, copyrights, trademarks, trade secrets, patents and/or contract rights or any other rights of any person. You agree to pay for all royalties, fees, and any other monies owing any person by reason of any Content submitted by you to or through the Company services.

INTELLECTUAL PROPERTY POLICY

You may not post, modify, distribute, or reproduce in any way any copyrighted material, trademarks, or other proprietary information belonging to others without obtaining the prior written consent of the owner of such proprietary rights. It is our policy to terminate the account of users who repeatedly infringe the copyright rights of others upon receipt of proper notification to us by the copyright owner or the copyright owner's legal agent. Without limiting the foregoing, if you believe that your work has been copied and posted on our site in a way that constitutes copyright infringement, please provide our Copyright Agent with the following information: (i) an electronic or physical signature of the person authorized to act on behalf of the owner of the copyright interest; (ii) a description of the copyrighted work that you claim has been infringed; (iii) a description of where the material that you claim is infringing is located on our site; (iv) your address, telephone number, and email address; (v) a written statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law; (vi) a statement by you, made under penalty of perjury, that the above information in your notice is accurate and that you are the copyright owner or authorized to act on the copyright owner's behalf. Our Copyright Agent for notice of claims of copyright infringement can be reached as follows: Dennis@diamano.com

THIRD PARTY SITES

You may be transferred to online merchants or other third party sites through links or frames from this site. You are cautioned to read such sites' Terms and Conditions and/or Privacy Policies before using such sites in order to be aware of the terms and conditions of your use of such sites. You acknowledge that the Company is not responsible for the accuracy, copyright compliance, legality, decency, or any other aspect of the contents, products, services or any transmissions received through such sites. The inclusion of such a link or frame does not imply endorsement of this site by the Company, its advertisers or licensors, any association with its operators and is provided solely for your convenience. You agree that the Company and its licensors have no liability whatsoever from such third party sites and your usage of them. If you wish to suspend email from such sites, you must contact them directly.

INDEMNIFICATION

You agree to indemnify and hold the Company, its subsidiaries, and affiliates, and their respective officers, agents, partners and employees, harmless from any loss, liability, claim, or demand, including reasonable attorneys' fees, made by any third party due to or arising out of your use of the Company’s services and/or site and/or arising from a breach of this Agreement and/or any breach of your representations and warranties set forth above and/or if any Content that you post on the site or through our services causes the Company to be liable to another party. The Company reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you shall cooperate with the Company in asserting any available defenses.

SUBROGATION

Neither party shall be liable pursuant to this Agreement for any subrogation claim brought by the other party’s insurance carrier. Both parties hereby expressly waive any subrogation claim on behalf of itself and on behalf of its applicable insurance carriers.

DISPUTES

You agree that the laws of the state of California shall apply to any actions or claims arising out of or in relation to this Agreement or your use of this site, without regard to conflicts of laws principles thereof. Any dispute relating in any way to the site and/or the service (including your visit to or use of the site and/or the service) shall be submitted to confidential arbitration in Los Angeles, CA, except that, to the extent you have in any manner violated or threaten to violate the Company’s or any of its affiliates' proprietary or intellectual property rights, we may seek injunctive or other appropriate relief in any state or federal court of competent jurisdiction. For the purpose of such relief, you hereby consent to, and waive all defenses of lack of personal jurisdiction and forum non conveniens with respect to, non-exclusive venue and jurisdiction in the state and federal courts of California.

Arbitration under this Agreement shall be conducted under the rules then prevailing of the American Arbitration Association. The arbitrator's award shall be binding and may be entered as a judgment in any court of competent jurisdiction. To the fullest extent permitted by applicable law, no arbitration under this Agreement shall be joined to an arbitration involving any other party subject to this Agreement, whether through class arbitration proceedings or otherwise. Any claim, action or proceeding by you related in any way to the site and/or the service (including your visit to or use of the site and/or the service) must be instituted within one (1) year after the cause of action arose or be forever waived and barred.

You are solely responsible for your interactions with other Users. We reserve the right, but have no obligation, to monitor disputes and/or interactions between you and other Users. The Company makes no representation that materials on this site are appropriate or available for use in other locations, and accessing them from locations where their contents are illegal is prohibited. This Agreement shall not be governed by the United Nations Convention on Contracts for the Sale of Goods.

LEGAL COMPLIANCE

Company may suspend or terminate this Agreement or your use immediately upon receipt of any notice which alleges that you have used this site for any purpose that violates any local, state, federal or law of other nations, including but not limited to the posting of information that may violate third party rights, that may defame a third party, that may be obscene or pornographic, that may harass or assault others, that may violate hacking or other criminal regulations, etc. of its agents, officers, directors, contractors or employees. In such event, Company may disclose your identity and contact information, if requested by a government or law enforcement body or as a result of a subpoena or other legal action, and Company shall not be liable for damages or results thereof and you agree not to bring any action or claim against Company for such disclosure.

PARENTAL FILTERING DEVICES

In accordance with 47 U.S.C. Sec. 230(d), parents are notified that there are filtering devices which are commercially available that may assist parents in limiting access to material that is harmful to minors, such as www.netnanny.com, www.cyberpatrol.com, www.cybersitter.com.

DISCLAIMER OF WARRANTIES

THE COMPANY, ITS ADVERTISERS AND LICENSORS MAKE NO REPRESENTATIONS OR WARRANTIES ABOUT THIS SITE, THE SUITABILITY OF THE INFORMATION CONTAINED ON OR RECEIVED THROUGH USE OF THIS SITE, OR ANY SERVICES OR PRODUCTS RECEIVED THROUGH THIS SITE. ALL OF THIS SITE, THE SUITABILITY OF THE INFORMATION CONTAINED ON OR RECEIVED THROUGH USE OF THIS SITE, OR ANY SERVICES OR PRODUCTS RECEIVED THROUGH THIS SITE ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND. THE COMPANY, ADVERTISERS AND/OR ITS LICENSORS HEREBY DISCLAIM ALL WARRANTIES WITH REGARD TO THIS SITE, THE SUITABILITY OF THE INFORMATION CONTAINED ON OR RECEIVED THROUGH USE OF THIS SITE, OR ANY SERVICES OR PRODUCTS RECEIVED THROUGH THIS SITE, INCLUDING ALL EXPRESS, STATUTORY, AND IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. THE COMPANY, ADVERTISERS AND/OR ITS LICENSORS DO NOT WARRANT THAT THIS SITE, THE SUITABILITY OF THE INFORMATION CONTAINED ON OR RECEIVED THROUGH USE OF THIS SITE, OR ANY SERVICES OR PRODUCTS RECEIVED THROUGH THIS SITE ARE ACCURATE, RELIABLE OR CORRECT; THAT THIS SITE WILL BE AVAILABLE AT ANY PARTICULAR TIME OR LOCATION; THAT ANY DEFECTS OR ERRORS WILL BE CORRECTED; OR THAT THE CONTENTS OR ANY INFORMATION RECEIVED THROUGH THIS SITE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. YOUR USE OF THIS SITE IS SOLELY AT YOUR RISK. USER AGREES THAT IT HAS RELIED ON NO WARRANTIES, REPRESENTATIONS OR STATEMENTS OTHER THAN IN THIS AGREEMENT. BECAUSE SOME JURISDICTIONS DO NOT PERMIT THE EXCLUSION OF CERTAIN WARRANTIES, THESE EXCLUSIONS MAY NOT APPLY TO YOU BUT SHALL APPLY TO THE MAXIMUM EXTENT PERMITTED BY LAW OF YOUR JURISDICTION.

LIMITATION OF LIABILITY

UNDER NO CIRCUMSTANCES SHALL THE COMPANY, ADVERTISERS AND/OR ITS LICENSORS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES THAT RESULT FROM, OR ARISE OUT OF THE USE OF, OR INABILITY TO USE, THIS SITE, THE SUITABILITY OF THE INFORMATION CONTAINED ON OR RECEIVED THROUGH USE OF THIS SITE, OR ANY SERVICES OR PRODUCTS RECEIVED OR PROVIDED THROUGH THIS SITE. THIS LIMITATION APPLIES WHETHER THE ALLEGED LIABILITY IS BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR ANY OTHER BASIS, EVEN IF THE COMPANY, ADVERTISERS AND/OR ITS LICENSORS HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGE. BECAUSE SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, THE COMPANY, ADVERTISERS AND/OR ITS RESPECTIVE LICENSORS' LIABILITY IN SUCH JURISDICTIONS SHALL BE LIMITED TO THE MAXIMUM EXTENT PERMITTED BY LAW OF YOUR JURISDICTION.

MISCELLANEOUS

This Agreement constitutes the entire agreement between the parties related to the subject matter thereof, supersedes any prior or contemporaneous (oral, written or electronic) agreement between the parties and shall not be changed except by written agreement signed by an officer of the Company. If any provision of this Agreement is prohibited by law or held to be unenforceable, the remaining provisions hereof shall not be affected, and this Agreement as much as possible under applicable law shall continue in full force and effect as if such unenforceable provision had never constituted a part hereof and the unenforceable provision shall be automatically amended so as to best accomplish the objectives of such unenforceable provision within the limits of applicable law. User shall not assign or transfer this Agreement and any such transfer shall be void. This Agreement is between you and Company. There are no third party beneficiaries to this Agreement. Nothing in this Agreement shall be deemed to create any sort of joint venture, partnership, agency, employer-employee, franchiseor-franchisee relationship of any kind between you and Company. Titles and headings herein are of no legal consequence, have no legal or contractual meaning, and are stated for convenience only.

QUESTIONS

If you have any questions about this Agreement, please contact us at webmaster@nationalgoldmarket.com.